Features
Everything Sonder does.
One planner for the weeks ahead, one journal for the reasons behind them. Here’s what’s in the app, grouped by what you’re trying to do.
Planning and cash flow
See what’s ahead.
Start from what’s in your account today. Sonder adds what’s coming and shows where the money goes.
- HomeOne sentence on how far your plan reaches, the next dated events with the balance after each, and what needs you today.
- ForecastYour planned balance across the weeks ahead, with the lowest point named. Switch between confirmed money only and money you expect, and see which paychecks each one counts.
- Paychecks and expected incomeEach pay cycle, what it pays for, and a plain warning when income is late and bills depend on it.
- Plan and recurring commitmentsEvery bill, income and saving in one editable place. Mark a bill paid with the real date and amount, and the plan follows.
- AllocationAssign each paycheck to bills, goals and savings, with a live view of what’s assigned, what’s left and what’s short.
- Financial calendarYour money events by month, week, day, agenda or pay cycle.
Financial organization
Keep it tidy.
The records behind the plan, simple to edit and easy to look back on.
- AccountsConfirm what’s in each account, with the date you last confirmed it. Planned routing is kept separate from actual balances.
- Budgets, categories and sinking fundsSet monthly limits, group spending your way, and put money aside for the bills that arrive once a year.
- DebtRecord balances, rates and payments, and compare how different payments change your payoff date.
- InvestmentsTrack what you plan to contribute and mark each contribution done.
- History and Change HistoryA month-by-month look at income, plan and what was paid, and a never-editable record of every change you made.
- Search and currenciesFind any record from anywhere. Keep accounts and items in different currencies.
Goals and decisions
Choose with confidence.
Try a decision on paper first.
- GoalsSet a target, a monthly amount and a date. See progress, the pace you need, and the finish date as a plain fact.
- Find a planWhen a goal doesn’t fit, Sonder shows plans that do, and says so plainly when one runs short.
- Sonder CheckPut a price and a date on a purchase. See whether it fits your plan, what it does to your lowest point and your buffer. You can paste a product link to fill in the name and price.
- Two FuturesCompare two choices side by side and see the gap after a year, before you commit to either.
- InsightsFindings in order of importance, each with an action. A schedule entered twice is named, never silently removed.
Chapters and reflection
Remember why.
Money decisions have reasons. Keep them.
- ChaptersEach month is a chapter: what was planned, what was paid, what carried over, and a line in your own words when it closes.
- JournalA private place to write, beside your numbers. Link an entry to a bill, goal or month. Lock an entry. On iPad, write with Apple Pencil.
- My Chapter, In ReviewA short look back at your month with a card you can share. Amounts are off unless you turn them on, and it never includes balances, accounts, income or debts.
The companion
Ask Sonder.
A text conversation that answers from your own records.
- Questions about your plan“What’s due before payday?” “Visa or Christmas?” Answers come from your records, with source cards you can open.
- Prepared changes, confirmed by youWhen a change is needed, Sonder prepares it. You review it and confirm it. Nothing is saved silently, and it lands in Change History.
- Checks inside the conversationSonder Check and Two Futures appear as cards in the chat.
- Your choices about what it seesThe Journal is off by default, locked entries never leave. How Ask Sonder works and what is shared.
Personalization and privacy
Make it yours.
Set up around what you want from your money, and keep it private.
- Onboarding that listensA short set of questions about what gets in the way, then a first screen built around your answer, with a checklist ticked only by what you really do.
- Widgets and remindersSee how far your plan goes from the Home Screen, and get reminded before things are due. Hide values in widgets if you prefer.
- App Lock and hidden valuesRequire Face ID or your passcode, and replace amounts with dots.
- Your records, your copyLocal-first, with optional iCloud sync across your own devices, and export of a full backup or a month as CSV.
- Aura and Classic themes, light and darkChoose the warm Aura look or the quieter Classic one, in light or dark.
On the way
Not yet available.
We’d rather tell you what’s coming than let you find out.