How it works

Five steps. No spreadsheet.

Sonder plans your money. It doesn’t move it, and it doesn’t need a bank connection to be useful.

The five steps

Confirm what’s in your account today

One number to start. You type what’s in the account right now, and Sonder remembers the date you confirmed it. An empty balance is never treated as zero.

Add the paydays and bills you know about

Rent, a subscription, the Visa, each paycheck. Sonder understands recurring dates, so you enter them once.

Read your forecast

Home tells you in a sentence how far your plan reaches and when it’s thinnest. The Forecast shows the dated events that move your balance, with and without money you’re only expecting.

Check a choice before you make it

Put a price on a purchase in Sonder Check, or compare two paths in Two Futures. Ask Sonder questions in plain words, and review any change it prepares.

Close the month and look back

Each month is a chapter. Mark bills paid, write what you decided and why, and keep the story with the numbers.

Sonder Forecast showing the dates that matter, including today, three overdue items and the lowest point.

Sample data from the app’s demo mode.

What Sonder doesn’t do

Boundaries, in plain words.

It never moves money

Sonder isn’t a bank, a payment app or a lender. When it says “pay the Visa”, you pay the Visa.

It isn’t financial advice

It does arithmetic on the facts you give it. It doesn’t know your whole situation, and it isn’t a licensed adviser.

It doesn’t guess quietly

Anything uncertain is labelled as an estimate, and any change to your plan needs your confirmation.

Questions?

The Support page answers the common ones, and we read every email.